Experian Review: Credit Report Services Review

Company Overview

Experian is one of the three major credit reporting bureaus and as such provides accurate and reliable credit reports and scores to its customers. With Experian, you have the option of accessing your Experian score, or you can get all three credit reports and scores from Experian, Equifax and TransUnion. Additionally, you can get identity monitoring and identity theft protection services that can help you protect your credit as well as your identity. Experian is one of the most trusted names in the credit reporting industry.

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Credit Monitoring Reports and Scores

  Equifax Experian TransUnion
Scores Provided X X X
Reports Provided X X X


There are a number of services and features available at Experian. First, you can view your Experian credit score for only $1.00. In addition, you will have access to advice and explanations of your credit score to help you understand your score. If you want a more comprehensive credit report and monitoring service, you can purchase the tri-bureau credit report which includes your credit scores from TransUnion, Equifax, Experian and your FICO credit score.

This gives you unlimited daily access to these reports and scores so you can see if any changes have occurred. Experian also offers identity theft protection services which will automatically alert you to any changes in your credit reports. All of your credit reports are divided into different sections and have explanations which will help you understand your credit score. You can also learn what you need to do to improve your credit scores.

Identity Theft Protection

Experian also offers identity theft protection services which will automatically alert you to any changes in your credit reports. Additionally, this service includes internet ID scanning as well as professional fraud resolution support. The identity theft protection plan will also notify you when there have been changes or unauthorized use of your personal information like your social security number, name and address. Experian will also provide you with $1 million in identity theft insurance so your finances can be restored if you ever become a victim of identity theft.

Sign Up Process

Experian has one of the easiest registration processes of any credit report service. As with all credit reporting services, you need to provide some personal information and contact details. Registration can be completed in a couple of minutes and the entire process is protected with advanced security technology so your personal information cannot be stolen. There is nothing special that you need to be aware of during the registration process – just follow the simple instructions and within minutes you will have access to your credit report.

Pricing Concerns

New customers will be able to get a 7-day free trial. This trial includes access to your Experian credit score and also includes credit monitoring. After 7 days, you will be charged a membership fee of $21.95 unless you cancel before the trial period is up. The three credit report membership package costs $59.95 per month and identity theft protection costs $15.95 per month.

Trial Offer 7-Day free trial
Experian Credit Report Monthly Price $21.95
3-Bureau Report Monthly Price $59.95

Customer Support

Experian offers professional customer support so customers will be able to get the answers they need. Customer support is available through email and telephone. Telephone support is available Monday through Friday from 6:00 AM to 6:00 PM PST and Saturday through Sunday from 8:00 AM to 5:00 PM PST. There are several different customer support telephone numbers so be sure to choose the right department.

Bottom Line

Since Experian is one of the three major credit bureaus, it has a garnered tremendous respect and credibility among customers. You know that your information will be correct and will reflect the true nature of your credit as lenders will see it. It is affordably priced and the support services are top-tier. The only downside is that you need to purchase identity theft protection separately from your credit report, but overall Experian offers an excellent credit report and monitoring service.

Contact Information:

475 Anton Blvd.

Costa, Mesa, CA 92626

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