LifeLock Review: Credit Report Services Review

Company Overview

LifeLock is a really well-known identity theft protection company that offers a full range of services to protect your identity. This company also provides you with your credit score and credit reports so you can keep track of all your important credit information. One of the best features of LifeLock is that you can always speak to a trained customer service specialist 24 hours a day, 7 days a week. LifeLock has an A+ rating and has been accredited by the Better Business Bureau (BBB).

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Credit Monitoring Reports and Scores

  Equifax Experian TransUnion
Scores Provided X X X
Reports Provided X X X

 

LifeLock is primarily an identity theft protection service so you will only receive your tri-bureau credit report and credit score every year. However, with your LifeLock package, your TransUnion score will be monitored and you will receive updates on your score every month. If any fraud or suspicious activity occurs, you will immediately be notified by LifeLock. You will have complete access to your credit report through the online portal. Your credit reports will provide you with detailed information about your credit profile so you can better understand your credit score.

LifeLock also has one of the most comprehensive identity monitoring services available. With this service, you will receive identity alerts, investment account alerts, bank account takeover alerts, transaction monitoring and much more. If you become the victim of identity theft, a professional fraud resolution specialist will work with you to restore your identity. You will also receive $1 million in identity theft insurance to help cover any charges or debt you incur as a result of a stolen identity.

Identity Theft Protection

As mentioned earlier, LifeLock will monitor your identity and your accounts for any unusual changes. This identity theft service also provides you with instant alerts if any unusual activity is detected like the opening of new bank accounts or loan applications using your information. This allows you to stop identity theft in its tracks before any damage is done. If identity theft is detected LifeLock will help you contact the proper authorities so you can restore your identity, accounts and credit. Finally, this service will monitor for data breaches, address changes and court records. All in all, LifeLock is a complete identity monitoring and protection service.

Sign Up Process

The registration process at LifeLock is really simple and you should be able to complete it in just a few minutes. All you need to do is provide some personal information, and once the process has been completed you will be able to access your credit reports. In addition, LifeLock will begin setting up identity monitoring systems for you. Within 48 hours after you register, you will get an email discussing all of your member benefits. You will also create your member profile which will be the basis of your monitoring service. There are individual and family plans available.

Pricing Concerns

New members will receive a 30-day free trial with full access to all the services on offer. There are also three different packages available which have varying degrees of protection and services. The packages include the following: Standard, Advantage and Ultimate Plus. You have the option of paying every month or you can purchase a package for an entire year.

Trial Offer 30-Day Free Trial
Standard Package Monthly Price $8.99
Advantage Package Monthly Price $17.99
Ultimate Plus Package Monthly Price $26.99

Customer Support

The customer service representatives at LifeLock are available 24/7 to answer any questions you have about their available services. There is also an in-depth frequently asked questions section which should be able to provide you with most of the answers you are looking for. If you are a victim of fraud, a professional resolution specialist can help you 24/7 every day of the year.

Bottom Line

LifeLock is one of the best identity monitoring and identity theft protection services. It provides comprehensive monitoring and alerts to protect you against fraud. Additionally, you can access your tri-bureau credit report every year. The downside is that only your TransUnion credit score and report is monitored every month. Fortunately, with so many other monitoring services, it is unlikely the fraud will go undetected when you use LifeLock services.

Contact Information:

60 East Rio Salado Parkway

Suite 400

Tempe, AZ 85281

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