TrueCredit Review: Credit Report Services Review


TrueCredit is a credit monitoring service that provides you with your credit scores and reports from all three major credit bureaus – TransUnion, Equifax and Experian. With TrueCredit, you can stay informed about the health of your credit by accessing your tri-bureau credit report and by way of monthly credit monitoring. You can rest assured that your reports and scores will be accurate as TrueCredit is affiliated with TransUnion, one of three major credit bureaus. With this service, you can learn how to improve your credit and protect yourself against fraud and identity theft.

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Credit Monitoring Reports and Scores

  Equifax Experian TransUnion
Scores Provided X X X
Reports Provided X X X


When choosing a credit report service, you should be able to access your credit reports from the major credit bureaus. Fortunately, that is precisely what you will get with TrueCredit. You will be able to see your reports from TransUnion, Experian and Equifax and best of all you can access those reports every day. In addition, you will be able to see your daily credit scores and a composite score. It is important to track your credit so you can see any changes and make any corrections if necessary.

TrueCredit makes it easy for you to track your credit reports with its credit monitoring service. Additionally, there is a mobile app available so you can even check out your credit score from your mobile smartphone, tablet or phablet. The credit reports are easy to read, allowing you to have a greater understanding of your credit score. Some of the premium services include access to ID theft specialists, identity theft insurance and personalized debt analysis.

Identity Theft Protection

While TrueCredit is a credit monitoring service, it can also be used to protect your identity. You will have unlimited access to your TransUnion credit score and report in addition to alerts from all three major credit bureaus. This means if there are any significant changes in any of your credit reports you will be alerted immediately. These alerts can help you to identity fraud and theft so you can take action before additional damage occurs. You will also get identity theft insurance up to a $25,000 to cover any losses you face if you are a victim of identity theft.

Sign Up Process

It is easy to get started with True Credit. In just three steps you can complete the sign up process and access your credit reports. First, you will need to enter some basic information including your date of birth, name, address and the last 4 digits of your social security number. Next, you will create your account and verify that your information is correct. Finally, you will be asked to verify your identity and provide your full social security number. Once this is complete you can pay the monthly membership fee.

Pricing Concerns

With a single monthly membership fee of $17.95 you will have access to all of the available features at TrueCredit. This includes your tri-bureau credit scores, credit reports, credit alerts, credit monitoring and identity theft protection features. There is no trial offer and there are no upgrades because with this one package you have access to every feature at TrueCredit.

Trial Offer No Trial Offer
Monthly Price $17.95

Customer Support

As a member of TrueCredit, you will be able to contact customer support through email and toll-free telephone Monday through Thursday from 8:00 AM to 12:00 AM EST, and Friday through Sunday from 8:00 AM to 8:00 AM EST. You will be able to immediately connect with a professional agent who can answer any question you have about the services at TrueCredit. There are also helpful articles and an FAQ section that covers a wide range of important topics.

Bottom Line

TrueCredit is a trustworthy and easy to use credit report and monitoring service. You will be able to quickly access your credit reports at any time and your credit will be monitored so you can stay informed about any changes or updates to your personal credit. There are unfortunately not many identity theft protection services, but TrueCredit makes up for it with its robust credit-related services.

Contact Information:

525 W. Monroe,

Chicago, IL 60661

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